At C. Taylor & Associates Private Wealth Management, we know that estate planning is about people—your family, your business partners, the causes you care about, and the legacy you want to leave behind.

Our clients often arrive during pivotal moments. A business is being sold. A complex family structure is being navigated. A significant inheritance is about to be transferred. That’s where we step in, providing clarity during complexity. We’re the ones who connect the lawyer, the accountant, and the corporate advisor—and translate it all into an actionable plan.

More Than a Will: A Living Plan for Your Legacy

Wills are important, as they tell people who gets what, but they can miss the how and when, which requires deeper planning.

Our approach to estate planning turns good intentions into actionable, intelligent strategies. We consider everything, such as ownership structures, liquidity issues, timing, trusts, and governance, so your estate transitions as smoothly as possible, even under pressure.

Estate planning with us means:

  • Your values are reflected.
  • Your plan adapts as your life evolves.
  • Your loved ones avoid financial and emotional strain.

Tax-Smart Planning: Keeping Wealth Where It Belongs

When it comes to sharing your wealth, we believe in doing it wisely. A lifetime of hard work can be quickly diminished by probate costs, capital gains taxes, and inefficient asset transfer. We build estate plans with tax preservation at the core, using tools like:

These strategies not only help maintain your estate’s value, they give your family confidence in what’s coming next.

Life Insurance as a Legacy Tool

In many estate plans, life insurance is the unsung hero. It’s more than a payout, it’s a tax-free, immediate source of liquidity that can save families from making difficult choices under pressure. Whether you want to preserve a family cottage, pay off estate taxes, or fund a trust, insurance can serve as a keystone in your estate strategy.

We help clients use life insurance to:

  • Equalize inheritances among heirs
  • Support surviving spouses
  • Fund charitable goals
  • Protect key business assets and succession plans
  • When used well, life insurance turns reactive estate planning into proactive wealth preservation.

Legacy Planning Through Generosity

For many clients, legacy planning means giving back. Whether you’re passionate about education, health care, the environment, or your local community, we help integrate your charitable goals into your estate plan. And we do it in a way that protects your financial security and reduces tax obligations.

We guide you through:

  • Donor-advised funds
  • Private foundations
  • Charitable remainder trusts
  • Strategic endowments and gifts in kind

Your giving becomes part of a coordinated plan, one that reflects your values and extends your impact far beyond your lifetime.

Estate Planning That Grows With You

Your estate plan shouldn’t be static. Marriages, divorces, grandchildren, business growth, and changing tax rules all require ongoing attention. At C. Taylor & Associates, we keep your estate plan current and connected to your broader financial picture 

We stay in sync with your entire advisory team, lead the hard conversations when needed, and help make sure every decision is informed and intentional. 

Your Estate Quarterback 

We build the playbook with you and help run it. As your trusted financial partner, we coordinate all aspects of your estate planning strategy, ensuring your wealth, intentions, and relationships are respected and protected. No detail is too small, and no challenge is too big. 

We work with a limited number of families so we can go deeper. That means every client receives the responsiveness, clarity, and guidance they need.

Protect Your Tomorrow, Today

Your legacy deserves more than a boilerplate will. It deserves a plan that reflects who you are, what you’ve built, and what you hope to leave behind.

At C. Taylor & Associates Private Wealth Management, your trusted financial planner, our estate planning approach simplifies complexity, protects your family, and brings confidence to life’s biggest transitions. We support estate planning in Terrace, Smithers, Kitimat, and Prince Rupert to protect legacies and simplify future transitions.